{"text_format":"1","workbook":"xlsx","n_sheets":19,"sheets":["Getting Started","As-Is Owner Goals","As-Is Pro Forma Statement","As-Is Before-Tax Cash Flow","Alt Owner Goals","Alt Pro Forma Statement","Alt Before-Tax Cash Flow","Alt Office Comp Grid","Alt Residential Comp Grid 1","Alt Residential Comp Grid 2","Alt Retail Comp Grid 1 ","EF Cash Flow","Alt Retail Comp Grid 2","As-Is BTCF T Bars","As-Is Loan Amortization","Alt BTCF T Bars","Alt Loan Amortization","Calculator","Blank Sheet for Calculations"],"not_rendered":{"charts":0,"images":1,"macros":1,"external_links":0,"defined_names":20,"comments":3,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Getting Started","index":0,"n_rows":19,"n_cols":1,"rows_kept":19,"cut":false,"hidden":false,"merged":[]}
["                                          MPSA Practice Spreadsheet  20190101                  "]
["                                          Use for activities and practice on Days 1-2 of the Capstone Track       "]
[]
["All data should be entered in the yellow highlighted cells only."]
[]
["Overview of Tabs"]
["As Is Cash Flow Analysis: Use these sheets to complete an As Is cash flow analysis."]
["Alternative Cash Flow Analysis: Use sheets to complete an Alternative cash flow analysis."]
["Comparison Grids: Use these sheets to complete a property-type specific comparison grids and calculate average adjusted effective rents."]
["Calculator: Use this sheet as an alternative to the financial calculator."]
["Blank Sheet for Calculations: Use to perform additional calculations, if desired."]
[]
["Saving your File\nTitle the file with your name at the end of the file name.\nSave the file to your desktop so that you can easily access it."]
[]
["Protected Cells\nMost formula-driven cells are “protected” so that these formulas are not inadvertently written over. \n"]
[]
[]
[]
["  "]

{"sheet":"As-Is Owner Goals","index":1,"n_rows":32,"n_cols":65,"rows_kept":32,"cut":false,"hidden":false,"merged":[[11,0,11,1],[10,0,10,1],[6,0,6,1],[9,0,9,1],[14,5,14,6],[13,5,13,7],[21,5,25,5],[15,0,15,1],[12,0,12,1],[13,0,13,1],[19,5,19,6],[23,0,23,1],[17,5,17,6],[18,5,18,6],[16,5,16,6],[3,0,3,1],[1,4,1,5],[2,0,2,2],[2,5,2,7],[3,3,9,3],[5,0,5,1],[4,0,4,1],[6,5,6,6]]}
["As Is Owner Goals"]
["Enter data in the yellow cells only."]
["ANALYSIS VARIABLES",null,null,null,null,"INITIAL LOAN ANALYSIS"]
["Loan Amount ($)",null,null,null,null,"Annual Debt Service (ADS)",null,{"$f":"IF(C5=0,\"-\",IF(C7=0,(C4*C5),IF(C4=0,\"-\",IF(C14=\"Monthly\",(PMT(C5/12,C7*12,B22)*12),(PMT(((1+C5/2)^(2/12))-1,C7*12,B22)*12)))))","v":"-"}]
["Loan Interest Rate (%)"]
["Loan Pre-paid points (%)             (EFI%)"]
["Loan Amortization Period (years)"]
["Loan Term/Balloon (years)","(EFI%)"]
["Loan Penalty (%)","(EFI%)"]
["Analysis Begin Month\n "]
["Owner's Required Return (%)"]
["Going-IN Capitalization Rate (%)"]
["Cost of Sale (%)"]
["Loan Compounding Period",null,"Monthly",null,null,"MIDSTREAM LOAN ANALYSIS (if applicable)"]
[null,null,{"$f":"IF(C7=\"\",\"\",IF(C7=0,\"Interest Only Loan\",IF(C7<10,\"Make Loan Amortization > or = to 10?\",\"\")))","v":""},null,null,"Loan to Value Ratio (LTV)",null,{"$f":"IF(B27=0,\"-\",IF(B25=0,\"-\",B27/B25))","v":"-"}]
["INITIAL ANALYSIS",null,null,null,null,"Debt Coverage Ratio (DCR)",null,{"$f":"IF(OR(C10<=1),\"-\",IF(+'As-Is Pro Forma Statement'!C50=0,\"-\",IF(H4=0,\"-\",+'As-Is Pro Forma Statement'!C50/-H4)))","v":"-"}]
[" ",null," ",null,null,"Free-and Clear Rate of Return",null,{"$f":"IF(+'As-Is Before-Tax Cash Flow'!F5=0,\"-\",IF(B25=0,\"-\",+'As-Is Before-Tax Cash Flow'!F5/'As-Is Owner Goals'!B25))","v":"-"}]
["Purchase Price",null,null,null,null,"Loan Constant (k%)",null,{"$f":"IF(OR(C5<=0,C7<=0),\"-\",IF(H4=0,\"-\",IF(B27=0,\"-\",-H4/B27)))","v":"-"}]
["+ Acquisition Expenses",null,null,null,null,"Cash-on-Cash Rate of Return ($/$%)",null,{"$f":"IF(OR(C5<=0,C7<=0),\"-\",IF(+'As-Is Before-Tax Cash Flow'!F9=0,\"-\",IF(B25=0,\"-\",IF(B32=0,\"-\",+'As-Is Before-Tax Cash Flow'!F9/'As-Is Owner Goals'!B32))))","v":"-"}]
["+ Points, Fees",null," ",null,null,"Leverage Position",null,{"$f":"IF(C10<=1,\"-\",IF(AND(H19>H17),\"Positive\",IF(H17=H19,\"-\",\"Negative\")))","v":"-"}]
["= Original Basis",{"$f":"SUM(B18:B20)","v":0}]
["- Loan Amount",{"$f":"+C4","v":0},null,null,null,"Going-OUT Capitalization Rate","Year","Rate"]
["= Initial Equity",{"$f":"SUM(B21,-B22)","v":0},null,null,null,null,2]
["MIDSTREAM ANALYSIS (if applicable)",null,null,null,null,null,3,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR($C$10<=1,$C$12<=0),0,'As-Is Pro Forma Statement'!$C$50/'As-Is Owner Goals'!$C$12)","v":0}]
["Current Market Value",{"$f":"IF(OR($C$10<=1,$C$12<=0),0,'As-Is Pro Forma Statement'!$C$50/'As-Is Owner Goals'!$C$12)","v":0},null,null,null,null,4]
["- Cost of Sale",{"$f":"IF(C10<=1,0,+B25*C13)","v":0},null,null,null,null,5]
["- Current Loan Balance",{"$f":"IF(OR(C7<=0,B25=0,C10<=1),0,(SUM(+'As-Is Loan Amortization'!F8)))","v":0}]
["= Cash-Out Potential",{"$f":"IF(B25=\"\",0,SUM(B25,-B26,-B27))","v":0}]
["+ Capital Improvements"]
["- New Loans (Mid Stream)",0]
["+ New Points, Fees",0]
["= Current Equity",{"$f":"IF(B28=0,+B23,SUM(B28,B29,-B30,B31))","v":0},{"$f":"IF(C10>1,\"\",IF(B18<C4,\"Loan Amount exceeds Purchase Price\",\"\"))","v":""}]

{"sheet":"As-Is Pro Forma Statement","index":2,"n_rows":50,"n_cols":8,"rows_kept":50,"cut":false,"hidden":false,"merged":[[21,0,21,7],[16,0,16,7],[15,0,15,7],[1,0,1,1]]}
["As Is Pro Forma Statement"]
["Enter data in the yellow cells only.",null," "]
["Income","Annual"]
[null,"Increase","Year 1","Year 2","Year 3","Year 4","Year 5","Year 6"]
["Gross Potential Income (GPI)",0,0,{"$f":"+C5*(1+$B$5)","v":0},{"$f":"+D5*(1+$B$5)","v":0},{"$f":"+E5*(1+$B$5)","v":0},{"$f":"+F5*(1+$B$5)","v":0},{"$f":"+G5*(1+$B$5)","v":0}]
["- Loss to Lease",0,0,{"$f":"+C6*(1+$B$6)","v":0},{"$f":"+D6*(1+$B$6)","v":0},{"$f":"+E6*(1+$B$6)","v":0},{"$f":"+F6*(1+$B$6)","v":0},{"$f":"+G6*(1+$B$6)","v":0}]
["- Vacancy and Collection Loss",0,0,{"$f":"+C7*(1+$B$7)","v":0},{"$f":"+D7*(1+$B$7)","v":0},{"$f":"+E7*(1+$B$7)","v":0},{"$f":"+F7*(1+$B$7)","v":0},{"$f":"+G7*(1+$B$7)","v":0}]
["= Net Rent Revenue",null,{"$f":"SUM(C5,-C6,-C7)","v":0},0,0,0,0,0]
["+ Miscellaneous Income",0,0,{"$f":"+C9*(1+$B$9)","v":0},{"$f":"+D9*(1+$B$9)","v":0},{"$f":"+E9*(1+$B$9)","v":0},{"$f":"+F9*(1+$B$9)","v":0},{"$f":"+G9*(1+$B$9)","v":0}]
["+ Property Tax Reimbursement",0,0,{"$f":"+C10*(1+$B$10)","v":0},{"$f":"+D10*(1+$B$10)","v":0},{"$f":"+E10*(1+$B$10)","v":0},{"$f":"+F10*(1+$B$10)","v":0},{"$f":"+G10*(1+$B$10)","v":0}]
["+ Utility Reimbursement",0,0,{"$f":"+C11*(1+$B$11)","v":0},{"$f":"+D11*(1+$B$11)","v":0},{"$f":"+E11*(1+$B$11)","v":0},{"$f":"+F11*(1+$B$11)","v":0},{"$f":"+G11*(1+$B$11)","v":0}]
["+ CAM Reimbursement",0,0,{"$f":"+C12*(1+$B$12)","v":0},{"$f":"+D12*(1+$B$12)","v":0},{"$f":"+E12*(1+$B$12)","v":0},{"$f":"+F12*(1+$B$12)","v":0},{"$f":"+G12*(1+$B$12)","v":0}]
["+ Other Reimbursement",0,0,{"$f":"+C13*(1+$B$13)","v":0},{"$f":"+D13*(1+$B$13)","v":0},{"$f":"+E13*(1+$B$13)","v":0},{"$f":"+F13*(1+$B$13)","v":0},{"$f":"+G13*(1+$B$13)","v":0}]
["= Effective Gross Income (EGI)",null,{"$f":"SUM(C8:C13)","v":0},0,0,0,0,0]
[]
["Operating Expenses"]
["Utilities"]
["  Heat",0,0,{"$f":"+C18*(1+$B$18)","v":0},{"$f":"+D18*(1+$B$18)","v":0},{"$f":"+E18*(1+$B$18)","v":0},{"$f":"+F18*(1+$B$18)","v":0},{"$f":"+G18*(1+$B$18)","v":0}]
["  Electric",0,0,{"$f":"+C19*(1+$B$19)","v":0},{"$f":"+D19*(1+$B$19)","v":0},{"$f":"+E19*(1+$B$19)","v":0},{"$f":"+F19*(1+$B$19)","v":0},{"$f":"+G19*(1+$B$19)","v":0}]
["  Water and Sewer",0,0,{"$f":"+C20*(1+$B$20)","v":0},{"$f":"+D20*(1+$B$20)","v":0},{"$f":"+E20*(1+$B$20)","v":0},{"$f":"+F20*(1+$B$20)","v":0},{"$f":"+G20*(1+$B$20)","v":0}]
["Total Utilities",null,{"$f":"SUM(C18:C20)","v":0},0,0,0,0,0]
["Maintenance"]
["  Landscaping",0,0,{"$f":"+C23*(1+$B$23)","v":0},{"$f":"+D23*(1+$B$23)","v":0},{"$f":"+E23*(1+$B$23)","v":0},{"$f":"+F23*(1+$B$23)","v":0},{"$f":"+G23*(1+$B$23)","v":0}]
["  Janitorial",0,0,{"$f":"+C24*(1+$B$24)","v":0},{"$f":"+D24*(1+$B$24)","v":0},{"$f":"+E24*(1+$B$24)","v":0},{"$f":"+F24*(1+$B$24)","v":0},{"$f":"+G24*(1+$B$24)","v":0}]
["  Painting and Decorating",0,0,{"$f":"+C25*(1+$B$25)","v":0},{"$f":"+D25*(1+$B$25)","v":0},{"$f":"+E25*(1+$B$25)","v":0},{"$f":"+F25*(1+$B$25)","v":0},{"$f":"+G25*(1+$B$25)","v":0}]
["  Maintenance Labor",0,0,{"$f":"+C26*(1+$B$26)","v":0},{"$f":"+D26*(1+$B$26)","v":0},{"$f":"+E26*(1+$B$26)","v":0},{"$f":"+F26*(1+$B$26)","v":0},{"$f":"+G26*(1+$B$26)","v":0}]
["  Maintenance Contract",0,0,{"$f":"+C27*(1+$B$27)","v":0},{"$f":"+D27*(1+$B$27)","v":0},{"$f":"+E27*(1+$B$27)","v":0},{"$f":"+F27*(1+$B$27)","v":0},{"$f":"+G27*(1+$B$27)","v":0}]
["  HVAC",0,0,{"$f":"+C28*(1+$B$28)","v":0},{"$f":"+D28*(1+$B$28)","v":0},{"$f":"+E28*(1+$B$28)","v":0},{"$f":"+F28*(1+$B$28)","v":0},{"$f":"+G28*(1+$B$28)","v":0}]
["  Plumbing",0,0,{"$f":"+C29*(1+$B$29)","v":0},{"$f":"+D29*(1+$B$29)","v":0},{"$f":"+E29*(1+$B$29)","v":0},{"$f":"+F29*(1+$B$29)","v":0},{"$f":"+G29*(1+$B$29)","v":0}]
["  Electrical",0,0,{"$f":"+C30*(1+$B$30)","v":0},{"$f":"+D30*(1+$B$30)","v":0},{"$f":"+E30*(1+$B$30)","v":0},{"$f":"+F30*(1+$B$30)","v":0},{"$f":"+G30*(1+$B$30)","v":0}]
["  Security",0,0,{"$f":"+C31*(1+$B$31)","v":0},{"$f":"+D31*(1+$B$31)","v":0},{"$f":"+E31*(1+$B$31)","v":0},{"$f":"+F31*(1+$B$31)","v":0},{"$f":"+G31*(1+$B$31)","v":0}]
["Total Maintenance",null,{"$f":"SUM(C23:C31)","v":0},0,0,0,0,0]
["Administration"]
["  Management Fee",0,0,{"$f":"+C34*(1+$B$34)","v":0},{"$f":"+D34*(1+$B$34)","v":0},{"$f":"+E34*(1+$B$34)","v":0},{"$f":"+F34*(1+$B$34)","v":0},{"$f":"+G34*(1+$B$34)","v":0}]
["  Personnel Expense",0,0,{"$f":"+C35*(1+$B$35)","v":0},{"$f":"+D35*(1+$B$35)","v":0},{"$f":"+E35*(1+$B$35)","v":0},{"$f":"+F35*(1+$B$35)","v":0},{"$f":"+G35*(1+$B$35)","v":0}]
["  Office Supplies",0,0,{"$f":"+C36*(1+$B$36)","v":0},{"$f":"+D36*(1+$B$36)","v":0},{"$f":"+E36*(1+$B$36)","v":0},{"$f":"+F36*(1+$B$36)","v":0},{"$f":"+G36*(1+$B$36)","v":0}]
["  Telephone",0,0,{"$f":"+C37*(1+$B$37)","v":0},{"$f":"+D37*(1+$B$37)","v":0},{"$f":"+E37*(1+$B$37)","v":0},{"$f":"+F37*(1+$B$37)","v":0},{"$f":"+G37*(1+$B$37)","v":0}]
["  Marketing",0,0,{"$f":"+C38*(1+$B$38)","v":0},{"$f":"+D38*(1+$B$38)","v":0},{"$f":"+E38*(1+$B$38)","v":0},{"$f":"+F38*(1+$B$38)","v":0},{"$f":"+G38*(1+$B$38)","v":0}]
["Total Administration",null,{"$f":"SUM(C34:C38)","v":0},0,0,0,0,0]
["Fixed Expenses"]
["  Insurance",0,0,{"$f":"+C41*(1+$B$41)","v":0},{"$f":"+D41*(1+$B$41)","v":0},{"$f":"+E41*(1+$B$41)","v":0},{"$f":"+F41*(1+$B$41)","v":0},{"$f":"+G41*(1+$B$41)","v":0}]
["  Real Estate Taxes",0,0,{"$f":"+C42*(1+$B$42)","v":0},{"$f":"+D42*(1+$B$42)","v":0},{"$f":"+E42*(1+$B$42)","v":0},{"$f":"+F42*(1+$B$42)","v":0},{"$f":"+G42*(1+$B$42)","v":0}]
[null,0,0,{"$f":"+C43*(1+$B$43)","v":0},{"$f":"+D43*(1+$B$43)","v":0},{"$f":"+E43*(1+$B$43)","v":0},{"$f":"+F43*(1+$B$43)","v":0},{"$f":"+G43*(1+$B$43)","v":0}]
[null,0,0,{"$f":"+C44*(1+$B$44)","v":0},{"$f":"+D44*(1+$B$44)","v":0},{"$f":"+E44*(1+$B$44)","v":0},{"$f":"+F44*(1+$B$44)","v":0},{"$f":"+G44*(1+$B$44)","v":0}]
[null,0,0,{"$f":"+C45*(1+$B$45)","v":0},{"$f":"+D45*(1+$B$45)","v":0},{"$f":"+E45*(1+$B$45)","v":0},{"$f":"+F45*(1+$B$45)","v":0},{"$f":"+G45*(1+$B$45)","v":0}]
[null,0,0,{"$f":"+C46*(1+$B$46)","v":0},{"$f":"+D46*(1+$B$46)","v":0},{"$f":"+E46*(1+$B$46)","v":0},{"$f":"+F46*(1+$B$46)","v":0},{"$f":"+G46*(1+$B$46)","v":0}]
["Total Fixed Expenses",null,{"$f":"SUM(C41:C46)","v":0},0,0,0,0,0]
[]
["- Total Operating Expenses",null,{"$f":"SUM(C21,C32,C39,C47)","v":0},0,0,0,0,0]
["= Net Operating Income (NOI)",null,{"$f":"SUM(C14,-C49)","v":0},0,0,0,0,0]

{"sheet":"As-Is Before-Tax Cash Flow","index":3,"n_rows":34,"n_cols":10,"rows_kept":34,"cut":false,"hidden":false,"merged":[[0,0,0,2],[3,0,3,1],[4,0,4,1],[2,0,2,2],[2,4,2,9],[1,0,1,5],[11,4,11,9],[5,0,5,1],[6,0,6,1],[7,0,7,1],[9,0,9,1],[8,0,8,1],[27,4,27,7],[18,4,18,5],[12,0,12,1],[20,0,20,1],[12,4,12,9]]}
["As Is Before-Tax Cash Flow Analysis"]
["This tab automatically calculates figures based on data entered in other tabs."]
["ANALYSIS VARIABLES",null,null,null,"BEFORE-TAX CASH FLOW (BTCF)"]
["Loan Amount",null,{"$f":"+'As-Is Owner Goals'!C4","v":0},null,null,"Year 1","Year 2","Year 3","Year 4","Year 5"]
["Loan Interest Rate",null,{"$f":"+'As-Is Owner Goals'!C5","v":0},null,"NOI",{"$f":"+'As-Is Pro Forma Statement'!C50","v":0},{"$f":"+'As-Is Pro Forma Statement'!D50","v":0},{"$f":"+'As-Is Pro Forma Statement'!E50","v":0},{"$f":"+'As-Is Pro Forma Statement'!F50","v":0},{"$f":"+'As-Is Pro Forma Statement'!G50","v":0}]
["Loan Amortization Period (years)",null,{"$f":"+'As-Is Owner Goals'!C7","v":0},null,"- Loan Principal",{"$f":"-'As-Is Loan Amortization'!C22","v":9.9501331045201979E-10},{"$f":"-'As-Is Loan Amortization'!C35","v":9.9502326063072934E-10},{"$f":"-'As-Is Loan Amortization'!C48","v":9.9503321090894086E-10},{"$f":"-SUM('As-Is Loan Amortization'!C61)","v":9.9504316128665579E-10},{"$f":"-'As-Is Loan Amortization'!C74","v":9.9505311176387497E-10}]
["Analysis Begin Month",null,{"$f":"+'As-Is Owner Goals'!C10","v":0},null,"- Loan Interest",{"$f":"-'As-Is Loan Amortization'!D22","v":9.9954395305612881E-12},{"$f":"-'As-Is Loan Amortization'!D35","v":9.9854893518518632E-12},{"$f":"-'As-Is Loan Amortization'!D48","v":9.9755390736401975E-12},{"$f":"-'As-Is Loan Amortization'!D61","v":9.9655886959252924E-12},{"$f":"-'As-Is Loan Amortization'!D74","v":9.9556382187061527E-12}]
["Owner Required Return",null,{"$f":"+'As-Is Owner Goals'!C11","v":0}]
["Going-IN Capitalization Rate",null,{"$f":"+'As-Is Owner Goals'!C12","v":0},null,"= BTCF",{"$f":"SUM(F5,-F7,-F6)","v":-1.0050087499825811E-9},{"$f":"SUM(G5,-G7,-G6)","v":-1.0050087499825813E-9},{"$f":"SUM(H5,-H7,-H6)","v":-1.0050087499825811E-9},{"$f":"SUM(I5,-I7,-I6)","v":-1.0050087499825811E-9},{"$f":"SUM(J5,-J7,-J6)","v":-1.0050087499825811E-9}]
["Cost of Sale",null,{"$f":"+'As-Is Owner Goals'!C13","v":0},null,null,null,null,null,"Year 6 NOI",{"$f":"+'As-Is Pro Forma Statement'!H50","v":0}]
[]
[" ",null,null,null,"PROCEEDS OF SALE ANALYSIS"]
["INITIAL ANALYSIS",null,null,null,"Terminal Value"]
[null,"Initial Value",null,null,"Sale Price",{"$f":"IF(C7<=1,B15,+'As-Is Owner Goals'!B25)","v":0},{"$f":"IF('As-Is Owner Goals'!H23<=0,\" -\",+H5/'As-Is Owner Goals'!H23)","v":" -"},{"$f":"IF('As-Is Owner Goals'!H24<=0,\" -\",+I5/'As-Is Owner Goals'!H24)","v":" -"},{"$f":"IF('As-Is Owner Goals'!H25<=0,\" -\",+J5/'As-Is Owner Goals'!$H25)","v":" -"},{"$f":"IF('As-Is Owner Goals'!H26<=0,\" -\",+J10/'As-Is Owner Goals'!$H26)","v":" -"}]
["Purchase Price",{"$f":"+'As-Is Owner Goals'!B18","v":0},null,null,"- Cost of Sale",{"$f":"+F14*$C$10","v":0},{"$f":"IF('As-Is Owner Goals'!H23<=0,\" -\",+G14*$C$10)","v":" -"},{"$f":"IF('As-Is Owner Goals'!H24<=0,\" -\",+H14*$C$10)","v":" -"},{"$f":"IF('As-Is Owner Goals'!H25<=0,\" -\",+I14*$C$10)","v":" -"},{"$f":"IF('As-Is Owner Goals'!H26<=0,\" -\",+J14*$C$10)","v":" -"}]
["+ Acquisition Expenses",{"$f":"+'As-Is Owner Goals'!B19","v":0},null,null,"- Loan Balance",{"$f":"+'As-Is Loan Amortization'!F21","v":9.9900498668975245E-7},{"$f":"+'As-Is Loan Amortization'!F34","v":9.9800996342930642E-7},{"$f":"+'As-Is Loan Amortization'!F47","v":9.9701493021859516E-7},{"$f":"+'As-Is Loan Amortization'!F60","v":9.9601988705750836E-7},{"$f":"+'As-Is Loan Amortization'!F73","v":9.9502483394597972E-7}]
["+ Points, Fees",{"$f":"+'As-Is Owner Goals'!B20","v":0},null,null,"= Net Sale Proceeds",{"$f":"SUM(F14,-F15,-F16)","v":-9.9900498668975245E-7},{"$f":"IF('As-Is Owner Goals'!H23<=0,\" -\",SUM(G14,-G15,-G16))","v":" -"},{"$f":"IF('As-Is Owner Goals'!H24<=0,\" -\",SUM(H14,-H15,-H16))","v":" -"},{"$f":"IF('As-Is Owner Goals'!H25<=0,\" -\",SUM(I14,-I15,-I16))","v":" -"},{"$f":"IF('As-Is Owner Goals'!H26<=0,\" -\",SUM(J14,-J15,-J16))","v":" -"}]
["= Original Basis",{"$f":"SUM(B15:B17)","v":0}]
["- Loan Amount",{"$f":"+'As-Is Owner Goals'!B22","v":0},null,null," 5 Year T-BAR"]
["= Initial Equity",{"$f":"SUM(B18,-B19)","v":0},null,null,"N","$"]
["MIDSTREAM ANALYSIS (if applicable)",null,null,null," Current Equity",{"$f":"-B29","v":0}]
["Current Market Value",{"$f":"+'As-Is Owner Goals'!B25","v":0},null,null," BTCF Year 1",{"$f":"+F9","v":-1.0050087499825811E-9}]
["- Cost of Sale",{"$f":"+'As-Is Owner Goals'!B26","v":0},null,null,"BTCF Year 2",{"$f":"+G9","v":-1.0050087499825813E-9}]
["- Current Loan Balance",{"$f":"+'As-Is Owner Goals'!B27","v":0},null,null,"BTCF Year 3",{"$f":"+H9","v":-1.0050087499825811E-9}]
["= Cash-Out Potential",{"$f":"+'As-Is Owner Goals'!B28","v":0},null,null,"BTCF Year 4",{"$f":"+I9","v":-1.0050087499825811E-9},"Year 5 BTCF","Sales Proceeds"]
["+ Capital Improvements",{"$f":"+'As-Is Owner Goals'!B29","v":0},null,null,"BTCF Year 5 + NSP",{"$f":"SUM(J9,J17)","v":-1.0050087499825811E-9},{"$f":"J9","v":-1.0050087499825811E-9},{"$f":"J17","v":" -"}]
["- New Loans",{"$f":"+'As-Is Owner Goals'!B30","v":0}]
["+ New Points, Fees",{"$f":"+'As-Is Owner Goals'!B31","v":0},null,null,"FOUR TESTS OF INVESTMENT RETURN: Year 5",null,null,null," "]
["= Current Equity",{"$f":"IF(B25=0,+B20,SUM(B25,B26,-B27,B28))","v":0},null,null,"Year 1 $/$%","Value Enh.","NPV","IRR"," "]
[null,null,null,null,{"$f":"IF(OR(F9=0,B29=0),\"-\",(F9/B29))","v":"-"},{"$f":"IF('As-Is Owner Goals'!H26<=0,\"-\",SUM(J14,-F14,-$B$26))","v":"-"},{"$f":"IF(OR(C8<=0,'As-Is Owner Goals'!H26<=0),\"-\",NPV('As-Is Owner Goals'!C11,'As-Is Before-Tax Cash Flow'!F22:F26)-'As-Is Before-Tax Cash Flow'!B29)","v":"-"},{"$f":"IF(OR(MAX('As-Is BTCF T Bars'!C31:C36)<0,OR(MIN('As-Is BTCF T Bars'!C31:C36)>0,OR(B29<=0,'As-Is Owner Goals'!H26<=0))),\"-\",IRR('As-Is BTCF T Bars'!C31:C36,0.001))","v":"-"}," "]
[]
[]
[]
[null,null,null," ",null,null,null," "]

{"sheet":"Alt Owner Goals","index":4,"n_rows":32,"n_cols":65,"rows_kept":32,"cut":false,"hidden":false,"merged":[[3,0,3,1],[1,4,1,5],[2,0,2,2],[2,5,2,7],[3,3,9,3],[5,0,5,1],[4,0,4,1],[6,5,6,6],[6,0,6,1],[9,0,9,1],[11,0,11,1],[10,0,10,1],[23,0,23,1],[21,5,25,5],[15,0,15,1],[12,0,12,1],[13,0,13,1],[19,5,19,6],[14,5,14,6],[16,5,16,6],[17,5,17,6],[18,5,18,6],[13,5,13,7]]}
["Alternative Owner Goals and Objectives"]
["Enter data in the yellow cells only."]
["ANALYSIS VARIABLES",null,null,null,null,"INITIAL LOAN ANALYSIS"]
["Loan Amount ($)",null,null,null,null,"Annual Debt Service (ADS)",null,{"$f":"IF(C5=0,\"-\",IF(C7=0,(C4*C5),IF(C4=0,\"-\",IF(C14=\"Monthly\",(PMT(C5/12,C7*12,B22)*12),(PMT(((1+C5/2)^(2/12))-1,C7*12,B22)*12)))))","v":"-"}]
["Loan Interest Rate (%)"]
["Loan Pre-paid points (%)             (EFI%)"]
["Loan Amortization Period (years)"]
["Loan Term/Balloon (years)","(EFI%)"]
["Loan Penalty (%)","(EFI%)"]
["Analysis Begin Month\n "]
["Owner's Required Return (%)"]
["Going-IN Capitalization Rate (%)"]
["Cost of Sale (%)"]
["Loan Compounding Period",null,"Monthly",null,null,"MIDSTREAM LOAN ANALYSIS (if applicable)"]
[null,null,{"$f":"IF(C7=\"\",\"\",IF(C7=0,\"Interest Only Loan\",IF(C7<10,\"Make Loan Amortization > or = to 10?\",\"\")))","v":""},null,null,"Loan to Value Ratio (LTV)",null,{"$f":"IF(B27=0,\"-\",IF(B25=0,\"-\",B27/B25))","v":"-"}]
["INITIAL ANALYSIS",null,null,null,null,"Debt Coverage Ratio (DCR)",null,{"$f":"IF(OR(C10<=1),\"-\",IF(+'Alt Pro Forma Statement'!C50=0,\"-\",IF(H4=0,\"-\",+'Alt Pro Forma Statement'!C50/-H4)))","v":"-"}]
[" ",null," ",null,null,"Free-and Clear Rate of Return",null,{"$f":"IF(+'Alt Before-Tax Cash Flow'!F5=0,\"-\",IF(B25=0,\"-\",+'Alt Before-Tax Cash Flow'!F5/'Alt Owner Goals'!B25))","v":"-"}]
["Purchase Price",null,null,null,null,"Loan Constant (k%)",null,{"$f":"IF(OR(C5<=0,C7<=0),\"-\",IF(H4=0,\"-\",IF(B27=0,\"-\",-H4/B27)))","v":"-"}]
["+ Acquisition Expenses",null,null,null,null,"Cash-on-Cash Rate of Return ($/$%)",null,{"$f":"IF(OR(C5<=0,C7<=0),\"-\",IF(+'Alt Before-Tax Cash Flow'!F9=0,\"-\",IF(B25=0,\"-\",IF(B32=0,\"-\",+'Alt Before-Tax Cash Flow'!F9/'Alt Owner Goals'!B32))))","v":"-"}]
["+ Points, Fees",null," ",null,null,"Leverage Position",null,{"$f":"IF(C10<=1,\"-\",IF(AND(H19>H17),\"Positive\",IF(H17=H19,\"-\",\"Negative\")))","v":"-"}]
["= Original Basis",{"$f":"SUM(B18:B20)","v":0}]
["- Loan Amount",{"$f":"+C4","v":0},null,null,null,"Going-OUT Capitalization Rate","Year","Rate"]
["= Initial Equity",{"$f":"SUM(B21,-B22)","v":0},null,null,null,null,2]
["MIDSTREAM ANALYSIS (if applicable)",null,null,null,null,null,3,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR($C$10<=1,$C$12<=0),0,'Alt Pro Forma Statement'!$C$50/'Alt Owner Goals'!$C$12)","v":0}]
["Current Market Value",{"$f":"IF(OR($C$10<=1,$C$12<=0),0,'Alt Pro Forma Statement'!$C$50/'Alt Owner Goals'!$C$12)","v":0},null,null,null,null,4]
["- Cost of Sale",{"$f":"IF(C10<=1,0,+B25*C13)","v":0},null,null,null,null,5]
["- Current Loan Balance",{"$f":"IF(OR(C7<=0,B25=0,C10<=1),0,(SUM(+'Alt Loan Amortization'!F8)))","v":0}]
["= Cash-Out Potential",{"$f":"IF(B25=\"\",0,SUM(B25,-B26,-B27))","v":0}]
["+ Capital Improvements"]
["- New Loans (Mid Stream)",0]
["+ New Points, Fees",0]
["= Current Equity",{"$f":"IF(B28=0,+B23,SUM(B28,B29,-B30,B31))","v":0},{"$f":"IF(C10>1,\"\",IF(B18<C4,\"Loan Amount exceeds Purchase Price\",\"\"))","v":""}]

{"sheet":"Alt Pro Forma Statement","index":5,"n_rows":50,"n_cols":8,"rows_kept":50,"cut":false,"hidden":false,"merged":[[21,0,21,7],[16,0,16,7],[15,0,15,7],[1,0,1,1]]}
["Alternative Pro Forma Statement"]
["Enter data in the yellow cells only.",null," "]
["Income","Annual"]
[null,"Increase","Year 1","Year 2","Year 3","Year 4","Year 5","Year 6"]
["Gross Potential Income (GPI)",0,0,{"$f":"+C5*(1+$B$5)","v":0},{"$f":"+D5*(1+$B$5)","v":0},{"$f":"+E5*(1+$B$5)","v":0},{"$f":"+F5*(1+$B$5)","v":0},{"$f":"+G5*(1+$B$5)","v":0}]
["- Loss to Lease",0,0,{"$f":"+C6*(1+$B$6)","v":0},{"$f":"+D6*(1+$B$6)","v":0},{"$f":"+E6*(1+$B$6)","v":0},{"$f":"+F6*(1+$B$6)","v":0},{"$f":"+G6*(1+$B$6)","v":0}]
["- Vacancy and Collection Loss",0,0,{"$f":"+C7*(1+$B$7)","v":0},{"$f":"+D7*(1+$B$7)","v":0},{"$f":"+E7*(1+$B$7)","v":0},{"$f":"+F7*(1+$B$7)","v":0},{"$f":"+G7*(1+$B$7)","v":0}]
["= Net Rent Revenue",null,{"$f":"SUM(C5,-C6,-C7)","v":0},0,0,0,0,0]
["+ Miscellaneous Income",0,0,{"$f":"+C9*(1+$B$9)","v":0},{"$f":"+D9*(1+$B$9)","v":0},{"$f":"+E9*(1+$B$9)","v":0},{"$f":"+F9*(1+$B$9)","v":0},{"$f":"+G9*(1+$B$9)","v":0}]
["+ Property Tax Reimbursement",0,0,{"$f":"+C10*(1+$B$10)","v":0},{"$f":"+D10*(1+$B$10)","v":0},{"$f":"+E10*(1+$B$10)","v":0},{"$f":"+F10*(1+$B$10)","v":0},{"$f":"+G10*(1+$B$10)","v":0}]
["+ Utility Reimbursement",0,0,{"$f":"+C11*(1+$B$11)","v":0},{"$f":"+D11*(1+$B$11)","v":0},{"$f":"+E11*(1+$B$11)","v":0},{"$f":"+F11*(1+$B$11)","v":0},{"$f":"+G11*(1+$B$11)","v":0}]
["+ CAM Reimbursement",0,0,{"$f":"+C12*(1+$B$12)","v":0},{"$f":"+D12*(1+$B$12)","v":0},{"$f":"+E12*(1+$B$12)","v":0},{"$f":"+F12*(1+$B$12)","v":0},{"$f":"+G12*(1+$B$12)","v":0}]
["+ Other Reimbursement",0,0,{"$f":"+C13*(1+$B$13)","v":0},{"$f":"+D13*(1+$B$13)","v":0},{"$f":"+E13*(1+$B$13)","v":0},{"$f":"+F13*(1+$B$13)","v":0},{"$f":"+G13*(1+$B$13)","v":0}]
["= Effective Gross Income (EGI)",null,{"$f":"SUM(C8:C13)","v":0},0,0,0,0,0]
[]
["Operating Expenses"]
["Utilities"]
["  Heat",0,0,{"$f":"+C18*(1+$B$18)","v":0},{"$f":"+D18*(1+$B$18)","v":0},{"$f":"+E18*(1+$B$18)","v":0},{"$f":"+F18*(1+$B$18)","v":0},{"$f":"+G18*(1+$B$18)","v":0}]
["  Electric",0,0,{"$f":"+C19*(1+$B$19)","v":0},{"$f":"+D19*(1+$B$19)","v":0},{"$f":"+E19*(1+$B$19)","v":0},{"$f":"+F19*(1+$B$19)","v":0},{"$f":"+G19*(1+$B$19)","v":0}]
["  Water and Sewer",0,0,{"$f":"+C20*(1+$B$20)","v":0},{"$f":"+D20*(1+$B$20)","v":0},{"$f":"+E20*(1+$B$20)","v":0},{"$f":"+F20*(1+$B$20)","v":0},{"$f":"+G20*(1+$B$20)","v":0}]
["Total Utilities",null,{"$f":"SUM(C18:C20)","v":0},0,0,0,0,0]
["Maintenance"]
["  Landscaping",0,0,{"$f":"+C23*(1+$B$23)","v":0},{"$f":"+D23*(1+$B$23)","v":0},{"$f":"+E23*(1+$B$23)","v":0},{"$f":"+F23*(1+$B$23)","v":0},{"$f":"+G23*(1+$B$23)","v":0}]
["  Janitorial",0,0,{"$f":"+C24*(1+$B$24)","v":0},{"$f":"+D24*(1+$B$24)","v":0},{"$f":"+E24*(1+$B$24)","v":0},{"$f":"+F24*(1+$B$24)","v":0},{"$f":"+G24*(1+$B$24)","v":0}]
["  Painting and Decorating",0,0,{"$f":"+C25*(1+$B$25)","v":0},{"$f":"+D25*(1+$B$25)","v":0},{"$f":"+E25*(1+$B$25)","v":0},{"$f":"+F25*(1+$B$25)","v":0},{"$f":"+G25*(1+$B$25)","v":0}]
["  Maintenance Labor",0,0,{"$f":"+C26*(1+$B$26)","v":0},{"$f":"+D26*(1+$B$26)","v":0},{"$f":"+E26*(1+$B$26)","v":0},{"$f":"+F26*(1+$B$26)","v":0},{"$f":"+G26*(1+$B$26)","v":0}]
["  Maintenance Contract",0,0,{"$f":"+C27*(1+$B$27)","v":0},{"$f":"+D27*(1+$B$27)","v":0},{"$f":"+E27*(1+$B$27)","v":0},{"$f":"+F27*(1+$B$27)","v":0},{"$f":"+G27*(1+$B$27)","v":0}]
["  HVAC",0,0,{"$f":"+C28*(1+$B$28)","v":0},{"$f":"+D28*(1+$B$28)","v":0},{"$f":"+E28*(1+$B$28)","v":0},{"$f":"+F28*(1+$B$28)","v":0},{"$f":"+G28*(1+$B$28)","v":0}]
["  Plumbing",0,0,{"$f":"+C29*(1+$B$29)","v":0},{"$f":"+D29*(1+$B$29)","v":0},{"$f":"+E29*(1+$B$29)","v":0},{"$f":"+F29*(1+$B$29)","v":0},{"$f":"+G29*(1+$B$29)","v":0}]
["  Electrical",0,0,{"$f":"+C30*(1+$B$30)","v":0},{"$f":"+D30*(1+$B$30)","v":0},{"$f":"+E30*(1+$B$30)","v":0},{"$f":"+F30*(1+$B$30)","v":0},{"$f":"+G30*(1+$B$30)","v":0}]
["  Security",0,0,{"$f":"+C31*(1+$B$31)","v":0},{"$f":"+D31*(1+$B$31)","v":0},{"$f":"+E31*(1+$B$31)","v":0},{"$f":"+F31*(1+$B$31)","v":0},{"$f":"+G31*(1+$B$31)","v":0}]
["Total Maintenance",null,{"$f":"SUM(C23:C31)","v":0},0,0,0,0,0]
["Administration"]
["  Management Fee",0,0,{"$f":"+C34*(1+$B$34)","v":0},{"$f":"+D34*(1+$B$34)","v":0},{"$f":"+E34*(1+$B$34)","v":0},{"$f":"+F34*(1+$B$34)","v":0},{"$f":"+G34*(1+$B$34)","v":0}]
["  Personnel Expense",0,0,{"$f":"+C35*(1+$B$35)","v":0},{"$f":"+D35*(1+$B$35)","v":0},{"$f":"+E35*(1+$B$35)","v":0},{"$f":"+F35*(1+$B$35)","v":0},{"$f":"+G35*(1+$B$35)","v":0}]
["  Office Supplies",0,0,{"$f":"+C36*(1+$B$36)","v":0},{"$f":"+D36*(1+$B$36)","v":0},{"$f":"+E36*(1+$B$36)","v":0},{"$f":"+F36*(1+$B$36)","v":0},{"$f":"+G36*(1+$B$36)","v":0}]
["  Telephone",0,0,{"$f":"+C37*(1+$B$37)","v":0},{"$f":"+D37*(1+$B$37)","v":0},{"$f":"+E37*(1+$B$37)","v":0},{"$f":"+F37*(1+$B$37)","v":0},{"$f":"+G37*(1+$B$37)","v":0}]
["  Marketing",0,0,{"$f":"+C38*(1+$B$38)","v":0},{"$f":"+D38*(1+$B$38)","v":0},{"$f":"+E38*(1+$B$38)","v":0},{"$f":"+F38*(1+$B$38)","v":0},{"$f":"+G38*(1+$B$38)","v":0}]
["Total Administration",null,{"$f":"SUM(C34:C38)","v":0},0,0,0,0,0]
["Fixed Expenses"]
["  Insurance",0,0,{"$f":"+C41*(1+$B$41)","v":0},{"$f":"+D41*(1+$B$41)","v":0},{"$f":"+E41*(1+$B$41)","v":0},{"$f":"+F41*(1+$B$41)","v":0},{"$f":"+G41*(1+$B$41)","v":0}]
["  Real Estate Taxes",0,0,{"$f":"+C42*(1+$B$42)","v":0},{"$f":"+D42*(1+$B$42)","v":0},{"$f":"+E42*(1+$B$42)","v":0},{"$f":"+F42*(1+$B$42)","v":0},{"$f":"+G42*(1+$B$42)","v":0}]
[null,0,0,{"$f":"+C43*(1+$B$43)","v":0},{"$f":"+D43*(1+$B$43)","v":0},{"$f":"+E43*(1+$B$43)","v":0},{"$f":"+F43*(1+$B$43)","v":0},{"$f":"+G43*(1+$B$43)","v":0}]
[null,0,0,{"$f":"+C44*(1+$B$44)","v":0},{"$f":"+D44*(1+$B$44)","v":0},{"$f":"+E44*(1+$B$44)","v":0},{"$f":"+F44*(1+$B$44)","v":0},{"$f":"+G44*(1+$B$44)","v":0}]
[null,0,0,{"$f":"+C45*(1+$B$45)","v":0},{"$f":"+D45*(1+$B$45)","v":0},{"$f":"+E45*(1+$B$45)","v":0},{"$f":"+F45*(1+$B$45)","v":0},{"$f":"+G45*(1+$B$45)","v":0}]
[null,0,0,{"$f":"+C46*(1+$B$46)","v":0},{"$f":"+D46*(1+$B$46)","v":0},{"$f":"+E46*(1+$B$46)","v":0},{"$f":"+F46*(1+$B$46)","v":0},{"$f":"+G46*(1+$B$46)","v":0}]
["Total Fixed Expenses",null,{"$f":"SUM(C41:C46)","v":0},0,0,0,0,0]
[]
["- Total Operating Expenses",null,{"$f":"SUM(C21,C32,C39,C47)","v":0},0,0,0,0,0]
["= Net Operating Income (NOI)",null,{"$f":"SUM(C14,-C49)","v":0},0,0,0,0,0]

{"sheet":"Alt Before-Tax Cash Flow","index":6,"n_rows":34,"n_cols":10,"rows_kept":34,"cut":false,"hidden":false,"merged":[[1,0,1,5],[11,4,11,9],[5,0,5,1],[6,0,6,1],[7,0,7,1],[9,0,9,1],[8,0,8,1],[3,0,3,1],[4,0,4,1],[2,0,2,2],[2,4,2,9],[27,4,27,7],[18,4,18,5],[12,0,12,1],[20,0,20,1],[12,4,12,9]]}
["Alternative Before-Tax Cash Flow Analysis"]
["This tab automatically calculates figures based on data entered in other tabs."]
["ANALYSIS VARIABLES",null,null,null,"BEFORE-TAX CASH FLOW (BTCF)"]
["Loan Amount",null,{"$f":"+'Alt Owner Goals'!C4","v":0},null,null,"Year 1","Year 2","Year 3","Year 4","Year 5"]
["Loan Interest Rate",null,{"$f":"+'Alt Owner Goals'!C5","v":0},null,"NOI",{"$f":"+'Alt Pro Forma Statement'!C50","v":0},{"$f":"+'Alt Pro Forma Statement'!D50","v":0},{"$f":"+'Alt Pro Forma Statement'!E50","v":0},{"$f":"+'Alt Pro Forma Statement'!F50","v":0},{"$f":"+'Alt Pro Forma Statement'!G50","v":0}]
["Loan Amortization Period (years)",null,{"$f":"+'Alt Owner Goals'!C7","v":0},null,"- Loan Principal",{"$f":"-'Alt Loan Amortization'!C22","v":9.9501331045201979E-10},{"$f":"-'Alt Loan Amortization'!C35","v":9.9502326063072934E-10},{"$f":"-'Alt Loan Amortization'!C48","v":9.9503321090894086E-10},{"$f":"-'Alt Loan Amortization'!C61","v":9.9504316128665579E-10},{"$f":"-'Alt Loan Amortization'!C74","v":9.9505311176387497E-10}]
["Analysis Begin Month",null,{"$f":"+'Alt Owner Goals'!C10","v":0},null,"- Loan Interest",{"$f":"-'Alt Loan Amortization'!D22","v":9.9954395305612881E-12},{"$f":"-'Alt Loan Amortization'!D35","v":9.9854893518518632E-12},{"$f":"-'Alt Loan Amortization'!D48","v":9.9755390736401975E-12},{"$f":"-'Alt Loan Amortization'!D61","v":9.9655886959252924E-12},{"$f":"-'Alt Loan Amortization'!D74","v":9.9556382187061527E-12}]
["Owner Required Return",null,{"$f":"+'Alt Owner Goals'!C11","v":0}]
["Going-IN Capitalization Rate",null,{"$f":"+'Alt Owner Goals'!C12","v":0},null,"= BTCF",{"$f":"SUM(F5,-F7,-F6)","v":-1.0050087499825811E-9},{"$f":"SUM(G5,-G7,-G6)","v":-1.0050087499825813E-9},{"$f":"SUM(H5,-H7,-H6)","v":-1.0050087499825811E-9},{"$f":"SUM(I5,-I7,-I6)","v":-1.0050087499825811E-9},{"$f":"SUM(J5,-J7,-J6)","v":-1.0050087499825811E-9}]
["Cost of Sale",null,{"$f":"+'Alt Owner Goals'!C13","v":0},null,null,null,null,null,"Year 6 NOI",{"$f":"+'Alt Pro Forma Statement'!H50","v":0}]
[]
[" ",null,null,null,"PROCEEDS OF SALE ANALYSIS"]
["INITIAL ANALYSIS",null,null,null,"Terminal Value"]
[null,"Initial Value",null,null,"Sale Price",{"$f":"IF(C7<=1,B15,+'Alt Owner Goals'!B25)","v":0},{"$f":"IF('Alt Owner Goals'!H23<=0,\" -\",+H5/'Alt Owner Goals'!H23)","v":" -"},{"$f":"IF('Alt Owner Goals'!H24<=0,\" -\",+I5/'Alt Owner Goals'!H24)","v":" -"},{"$f":"IF('Alt Owner Goals'!H25<=0,\" -\",+J5/'Alt Owner Goals'!$H25)","v":" -"},{"$f":"IF('Alt Owner Goals'!H26<=0,\" -\",+J10/'Alt Owner Goals'!$H26)","v":" -"}]
["Purchase Price",{"$f":"+'Alt Owner Goals'!B18","v":0},null,null,"- Cost of Sale",{"$f":"+F14*$C$10","v":0},{"$f":"IF('Alt Owner Goals'!H23<=0,\" -\",+G14*$C$10)","v":" -"},{"$f":"IF('Alt Owner Goals'!H24<=0,\" -\",+H14*$C$10)","v":" -"},{"$f":"IF('Alt Owner Goals'!H25<=0,\" -\",+I14*$C$10)","v":" -"},{"$f":"IF('Alt Owner Goals'!H26<=0,\" -\",+J14*$C$10)","v":" -"}]
["+ Acquisition Expenses",{"$f":"+'Alt Owner Goals'!B19","v":0},null,null,"- Loan Balance",{"$f":"+'Alt Loan Amortization'!F21","v":9.9900498668975245E-7},{"$f":"+'Alt Loan Amortization'!F34","v":9.9800996342930642E-7},{"$f":"+'Alt Loan Amortization'!F47","v":9.9701493021859516E-7},{"$f":"+'Alt Loan Amortization'!F60","v":9.9601988705750836E-7},{"$f":"+'Alt Loan Amortization'!F73","v":9.9502483394597972E-7}]
["+ Points, Fees",{"$f":"+'Alt Owner Goals'!B20","v":0},null,null,"= Net Sale Proceeds",{"$f":"SUM(F14,-F15,-F16)","v":-9.9900498668975245E-7},{"$f":"IF('Alt Owner Goals'!H23<=0,\" -\",SUM(G14,-G15,-G16))","v":" -"},{"$f":"IF('Alt Owner Goals'!H24<=0,\" -\",SUM(H14,-H15,-H16))","v":" -"},{"$f":"IF('Alt Owner Goals'!H25<=0,\" -\",SUM(I14,-I15,-I16))","v":" -"},{"$f":"IF('Alt Owner Goals'!H26<=0,\" -\",SUM(J14,-J15,-J16))","v":" -"}]
["= Original Basis",{"$f":"SUM(B15:B17)","v":0}]
["- Loan Amount",{"$f":"+'Alt Owner Goals'!B22","v":0},null,null," 5 Year T-BAR"]
["= Initial Equity",{"$f":"SUM(B18,-B19)","v":0},null,null,"N","$"]
["MIDSTREAM ANALYSIS (if applicable)",null,null,null," Current Equity",{"$f":"-B29","v":0}]
["Current Market Value",{"$f":"+'Alt Owner Goals'!B25","v":0},null,null," BTCF Year 1",{"$f":"+F9","v":-1.0050087499825811E-9}]
["- Cost of Sale",{"$f":"+'Alt Owner Goals'!B26","v":0},null,null,"BTCF Year 2",{"$f":"+G9","v":-1.0050087499825813E-9}]
["- Current Loan Balance",{"$f":"+'Alt Owner Goals'!B27","v":0},null,null,"BTCF Year 3",{"$f":"+H9","v":-1.0050087499825811E-9}]
["= Cash-Out Potential",{"$f":"+'Alt Owner Goals'!B28","v":0},null,null,"BTCF Year 4",{"$f":"+I9","v":-1.0050087499825811E-9},"Year 5 BTCF","Sales Proceeds"]
["+ Capital Improvements",{"$f":"+'Alt Owner Goals'!B29","v":0},null,null,"BTCF Year 5 + NSP",{"$f":"SUM(J9,J17)","v":-1.0050087499825811E-9},{"$f":"J9","v":-1.0050087499825811E-9},{"$f":"J17","v":" -"}]
["- New Loans",{"$f":"+'Alt Owner Goals'!B30","v":0}]
["+ New Points, Fees",{"$f":"+'Alt Owner Goals'!B31","v":0},null,null,"FOUR TESTS OF INVESTMENT RETURN: Year 5",null,null,null," "]
["= Current Equity",{"$f":"IF(B25=0,+B20,SUM(B25,B26,-B27,B28))","v":0},null,null,"Year 1 $/$%","Value Enh.","NPV","IRR"," "]
[null,null,null,null,{"$f":"IF(OR(F9=0,B29=0),\"-\",(F9/B29))","v":"-"},{"$f":"IF('Alt Owner Goals'!H26<=0,\"-\",SUM(J14,-F14,-$B$26))","v":"-"},{"$f":"IF(OR(C8<=0,'Alt Owner Goals'!H26<=0),\"-\",NPV('Alt Owner Goals'!C11,'Alt Before-Tax Cash Flow'!F22:F26)-'Alt Before-Tax Cash Flow'!B29)","v":"-"},{"$f":"IF(OR(MAX('Alt BTCF T Bars'!C31:C36)<0,OR(MIN('Alt BTCF T Bars'!C31:C36)>0,OR(B29<=0,'Alt Owner Goals'!H26<=0))),\"-\",IRR('Alt BTCF T Bars'!C31:C36,0.001))","v":"-"}," "]
[]
[]
[]
[null,null,null," ",null,null,null," "]

{"sheet":"Alt Office Comp Grid","index":7,"n_rows":726,"n_cols":8,"rows_kept":726,"cut":false,"hidden":false,"merged":[[44,0,44,5],[42,2,42,3],[42,4,42,5],[42,6,42,7],[43,2,43,3],[43,4,43,5],[43,6,43,7],[41,2,41,3],[41,4,41,5],[41,6,41,7],[7,2,7,3],[7,4,7,5],[7,6,7,7],[8,2,8,3],[8,4,8,5],[8,6,8,7],[9,2,9,3],[9,4,9,5],[9,6,9,7],[10,0,10,7],[40,0,40,7],[5,2,5,3],[5,4,5,5],[5,6,5,7],[6,2,6,3],[6,4,6,5],[6,6,6,7],[4,2,4,3],[4,4,4,5],[4,6,4,7],[0,0,0,1],[1,0,1,3],[3,2,3,3],[3,4,3,5],[3,6,3,7]]}
["Office Comparison Grid"]
["Enter data in the yellow cells only."]
[]
[null,"Subject","Comparable 1",null,"Comparable 2",null,"Comparable 3"]
["Property Name"]
["Base rental rate"]
["- Concessions"]
["+ Exp. pass-through"]
["+ Tenant-paid improv."]
["= Effective rent",null,{"$f":"SUM(C6,-C7,C8,C9)","v":0},null,{"$f":"SUM(E6,-E7,E8,E9)","v":0},null,{"$f":"SUM(G6,-G7,G8,G9)","v":0}]
[]
["Categories","Description","Description","+\\- Adj","Description","+\\- Adj","Description","+\\- Adj"]
["Location/accessibility"]
["Age"]
["Market presence"]
["Building condition:"]
["   Exterior"]
["   Grounds"]
["   Common areas"]
["   Office space"]
["   Other"]
["Building systems:"]
["   Elevators"]
["   HVAC efficiency"]
["   After hours charge"]
["   Life safety"]
["   Other"]
["Available space:"]
["   Location"]
["   Floor plate"]
["   Window modulation"]
["   Other"]
["Parking: "]
["   Type"]
["   Visitor space"]
["   Cost to tenant"]
[]
[]
[]
["Amenities/features"]
[]
["Total rent adjustments",null,{"$f":"SUM(D13:D40)","v":0},null,{"$f":"SUM(F13:F40)","v":0},null,{"$f":"SUM(H13:H40)","v":0}]
["Adjusted effective rent",null,{"$f":"SUM(C10,C42)","v":0},null,{"$f":"SUM(E10,E42)","v":0},null,{"$f":"SUM(G10,G42)","v":0}]
["Average adjusted effective rent",{"$f":"IF(AND(C43>0,E43>0,G43>0),AVERAGE(C43:H43),IF(AND(C43>0,E43>0,G43<=0),AVERAGE(C43:F43),IF(AND(C43>0,E43<=0,G43<=0),C43,IF(AND(C43<=0,E43<=0,G43<=0),0))))","v":0}]
["All figures are per annual rentable square foot. "]
[]
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["Excellent"]
["Good"]
["Fair"]
["Poor"]

{"sheet":"Alt Residential Comp Grid 1","index":8,"n_rows":41,"n_cols":8,"rows_kept":41,"cut":false,"hidden":false,"merged":[[38,2,38,3],[38,4,38,5],[38,6,38,7],[39,2,39,3],[39,4,39,5],[39,6,39,7],[37,2,37,3],[37,4,37,5],[37,6,37,7],[9,2,9,3],[9,4,9,5],[9,6,9,7],[10,2,10,3],[10,4,10,5],[10,6,10,7],[11,0,11,7],[35,0,35,7],[36,2,36,3],[36,4,36,5],[36,6,36,7],[7,2,7,3],[7,4,7,5],[7,6,7,7],[8,2,8,3],[8,4,8,5],[8,6,8,7],[5,2,5,3],[5,4,5,5],[5,6,5,7],[6,2,6,3],[6,4,6,5],[6,6,6,7],[4,2,4,3],[4,4,4,5],[4,6,4,7],[0,0,0,2],[1,0,1,3],[3,2,3,3],[3,4,3,5],[3,6,3,7]]}
["Residential Comparison Grid"]
["Enter data in the yellow cells only."]
[]
[null,"Subject","Comparable 1",null,"Comparable 2",null,"Comparable 3"]
["Property Name"]
["Base rental rate"]
["- Concessions"]
["+ Other income"]
["= Effective rent/unit",null,{"$f":"SUM(C6,-C7,C8)","v":0},null,{"$f":"SUM(E6,-E7,E8)","v":0},null,{"$f":"SUM(G6,-G7,G8)","v":0}]
["÷ Square feet/unit"]
["Effective rent/sq ft",null,{"$f":"IF(C9=0,0,IF(C10=0,\"-\",+C9/C10))","v":0},null,{"$f":"IF(E9=0,0,IF(E10=0,\"-\",+E9/E10))","v":0},null,{"$f":"IF(G9=0,0,IF(G10=0,\"-\",+G9/G10))","v":0}]
[]
["Categories","Description","Description","+/- Adj","Description","+/- Adj","Description","+/- Adj"]
["Location"]
["Age"]
["Building condition:"]
["   Exterior"]
["   Grounds"]
["   Common areas"]
["   Public lighting"]
["   Other"]
["Unit interior:"]
["   Unit Floor Plan"]
["   Drapes/blinds"]
["   Stove/refrigerator"]
["   Washer/dryer"]
["   Closets/storage"]
["   Flooring"]
["   Other"]
["Parking availability"]
["Elevator"]
[]
[]
["Owner paid utilities"]
["Amenities/features"]
[]
["Total rent adjustments",null,{"$f":"SUM(D14:D35)","v":0},null,{"$f":"SUM(F14:F35)","v":0},null,{"$f":"SUM(H14:H35)","v":0}]
["Adjusted effective rent/unit",null,{"$f":"SUM(C9,C37)","v":0},null,{"$f":"SUM(E9,E37)","v":0},null,{"$f":"SUM(G9,G37)","v":0}]
["Average adjusted effective rent/unit",{"$f":"IF(AND(C38>0,E38>0,G38>0),AVERAGE(C38:H38),IF(AND(C38>0,E38>0,G38<=0),AVERAGE(C38:F38),IF(AND(C38>0,E38<=0,G38<=0),C38,IF(AND(C38<=0,E38<=0,G38<=0),0))))","v":0}]
["Average adjusted effective rent/sq ft",{"$f":"IF(B39=0,\"-\",IF(B10=0,\"-\",(B39/B10)))","v":"-"}]
[null,null," "]

{"sheet":"Alt Residential Comp Grid 2","index":9,"n_rows":41,"n_cols":8,"rows_kept":41,"cut":false,"hidden":false,"merged":[[38,2,38,3],[38,4,38,5],[38,6,38,7],[39,2,39,3],[39,4,39,5],[39,6,39,7],[37,2,37,3],[37,4,37,5],[37,6,37,7],[9,2,9,3],[9,4,9,5],[9,6,9,7],[10,2,10,3],[10,4,10,5],[10,6,10,7],[11,0,11,7],[35,0,35,7],[36,2,36,3],[36,4,36,5],[36,6,36,7],[7,2,7,3],[7,4,7,5],[7,6,7,7],[8,2,8,3],[8,4,8,5],[8,6,8,7],[5,2,5,3],[5,4,5,5],[5,6,5,7],[6,2,6,3],[6,4,6,5],[6,6,6,7],[4,2,4,3],[4,4,4,5],[4,6,4,7],[0,0,0,2],[1,0,1,3],[3,2,3,3],[3,4,3,5],[3,6,3,7]]}
["Residential Comparison Grid"]
["Enter data in the yellow cells only."]
[]
[null,"Subject","Comparable 1",null,"Comparable 2",null,"Comparable 3"]
["Property Name"]
["Base rental rate"]
["- Concessions"]
["+ Other income"]
["= Effective rent/unit",null,{"$f":"SUM(C6,-C7,C8)","v":0},null,{"$f":"SUM(E6,-E7,E8)","v":0},null,{"$f":"SUM(G6,-G7,G8)","v":0}]
["÷ Square feet/unit"]
["Effective rent/sq ft",null,{"$f":"IF(C9=0,0,IF(C10=0,\"-\",+C9/C10))","v":0},null,{"$f":"IF(E9=0,0,IF(E10=0,\"-\",+E9/E10))","v":0},null,{"$f":"IF(G9=0,0,IF(G10=0,\"-\",+G9/G10))","v":0}]
[]
["Categories","Description","Description","+/- Adj","Description","+/- Adj","Description","+/- Adj"]
["Location"]
["Age"]
["Building condition:"]
["   Exterior"]
["   Grounds"]
["   Common areas"]
["   Public lighting"]
["   Other"]
["Unit interior:"]
["   Unit Floor Plan"]
["   Drapes/blinds"]
["   Stove/refrigerator"]
["   Washer/dryer"]
["   Closets/storage"]
["   Flooring"]
["   Other"]
["Parking availability"]
["Elevator"]
[]
[]
["Owner paid utilities"]
["Amenities/features"]
[]
["Total rent adjustments",null,{"$f":"SUM(D14:D35)","v":0},null,{"$f":"SUM(F14:F35)","v":0},null,{"$f":"SUM(H14:H35)","v":0}]
["Adjusted effective rent/unit",null,{"$f":"SUM(C9,C37)","v":0},null,{"$f":"SUM(E9,E37)","v":0},null,{"$f":"SUM(G9,G37)","v":0}]
["Average adjusted effective rent/unit",{"$f":"IF(AND(C38>0,E38>0,G38>0),AVERAGE(C38:H38),IF(AND(C38>0,E38>0,G38<=0),AVERAGE(C38:F38),IF(AND(C38>0,E38<=0,G38<=0),C38,IF(AND(C38<=0,E38<=0,G38<=0),0))))","v":0}]
["Average adjusted effective rent/sq ft",{"$f":"IF(B39=0,\"-\",IF(B10=0,\"-\",(B39/B10)))","v":"-"}]
[null,null," "]

{"sheet":"Alt Retail Comp Grid 1 ","index":10,"n_rows":38,"n_cols":8,"rows_kept":38,"cut":false,"hidden":false,"merged":[[37,0,37,5],[35,2,35,3],[35,4,35,5],[35,6,35,7],[36,2,36,3],[36,4,36,5],[36,6,36,7],[34,2,34,3],[34,4,34,5],[34,6,34,7],[7,2,7,3],[7,4,7,5],[7,6,7,7],[8,2,8,3],[8,4,8,5],[8,6,8,7],[9,2,9,3],[9,4,9,5],[9,6,9,7],[10,0,10,7],[33,0,33,7],[5,2,5,3],[5,4,5,5],[5,6,5,7],[6,2,6,3],[6,4,6,5],[6,6,6,7],[4,2,4,3],[4,4,4,5],[4,6,4,7],[0,0,0,1],[1,0,1,3],[3,2,3,3],[3,4,3,5],[3,6,3,7]]}
["Retail Comparison Grid"]
["Enter data in the yellow cells only."]
[]
[null,"Subject","Comparable 1",null,"Comparable 2",null,"Comparable 3"]
["Property Name"]
["Base rental rate"]
["- Concessions"]
["+ Exp. pass-through"]
["+ Tenant-paid improv."]
["= Effective rent",null,{"$f":"SUM(C6,-C7,C8,C9)","v":0},null,{"$f":"SUM(E6,-E7,E8,E9)","v":0},null,{"$f":"SUM(G6,-G7,G8,G9)","v":0}]
[]
["Categories","Description","Description","+\\- Adj","Description","+\\- Adj","Description","+\\- Adj"]
["Anchor draw"]
["Tenant mix synergy"]
["Parking"]
["Street visibility"]
["Drive-by traffic"]
["Vacancy rate"]
["Ingress/egress"]
["Signage "]
["Overall appearance"]
["Proximity to transit"]
["Amenities/features"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Total rent adjustments",null,{"$f":"SUM(D13:D33)","v":0},null,{"$f":"SUM(F13:F33)","v":0},null,{"$f":"SUM(H13:H33)","v":0}]
["Adjusted effective rent",null,{"$f":"SUM(C10,C35)","v":0},null,{"$f":"SUM(E10,E35)","v":0},null,{"$f":"SUM(G10,G35)","v":0}]
["Average adjusted effective rent",{"$f":"IF(AND(C36>0,E36>0,G36>0),AVERAGE(C36:H36),IF(AND(C36>0,E36>0,G36<=0),AVERAGE(C36:F36),IF(AND(C36>0,E36<=0,G36<=0),C36,IF(AND(C36<=0,E36<=0,H36<=0),0))))","v":0}]
["All figures are per annual rentable square foot. "]

{"sheet":"EF Cash Flow","index":11,"n_rows":183,"n_cols":20,"rows_kept":183,"cut":false,"hidden":true,"merged":[[0,8,0,15]]}
[null,null,null,null,null,null,null,null,"Amortization"]
[null,"Rent","Opex Stop","Actual Opex","Opex Impact","Tax Stop","Actual Tax","Tax Impact","TI","Comm.","Buy-out","Move","Space","Other1","Other2","Other3","Concess","Net"]
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{"sheet":"Alt Retail Comp Grid 2","index":12,"n_rows":38,"n_cols":8,"rows_kept":38,"cut":false,"hidden":false,"merged":[[37,0,37,5],[35,2,35,3],[35,4,35,5],[35,6,35,7],[36,2,36,3],[36,4,36,5],[36,6,36,7],[34,2,34,3],[34,4,34,5],[34,6,34,7],[7,2,7,3],[7,4,7,5],[7,6,7,7],[8,2,8,3],[8,4,8,5],[8,6,8,7],[9,2,9,3],[9,4,9,5],[9,6,9,7],[10,0,10,7],[33,0,33,7],[5,2,5,3],[5,4,5,5],[5,6,5,7],[6,2,6,3],[6,4,6,5],[6,6,6,7],[4,2,4,3],[4,4,4,5],[4,6,4,7],[0,0,0,1],[1,0,1,3],[3,2,3,3],[3,4,3,5],[3,6,3,7]]}
["Retail Comparison Grid"]
["Enter data in the yellow cells only."]
[]
[null,"Subject","Comparable 1",null,"Comparable 2",null,"Comparable 3"]
["Property Name"]
["Base rental rate"]
["- Concessions"]
["+ Exp. pass-through"]
["+ Tenant-paid improv."]
["= Effective rent",null,{"$f":"SUM(C6,-C7,C8,C9)","v":0},null,{"$f":"SUM(E6,-E7,E8,E9)","v":0},null,{"$f":"SUM(G6,-G7,G8,G9)","v":0}]
[]
["Categories","Description","Description","+\\- Adj","Description","+\\- Adj","Description","+\\- Adj"]
["Anchor draw"]
["Tenant mix synergy"]
["Parking"]
["Street visibility"]
["Drive-by traffic"]
["Vacancy rate"]
["Ingress/egress"]
["Signage "]
["Overall appearance"]
["Proximity to transit"]
["Amenities/features"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Total rent adjustments",null,{"$f":"SUM(D13:D33)","v":0},null,{"$f":"SUM(F13:F33)","v":0},null,{"$f":"SUM(H13:H33)","v":0}]
["Adjusted effective rent",null,{"$f":"SUM(C10,C35)","v":0},null,{"$f":"SUM(E10,E35)","v":0},null,{"$f":"SUM(G10,G35)","v":0}]
["Average adjusted effective rent",{"$f":"IF(AND(C36>0,E36>0,G36>0),AVERAGE(C36:H36),IF(AND(C36>0,E36>0,G36<=0),AVERAGE(C36:F36),IF(AND(C36>0,E36<=0,G36<=0),C36,IF(AND(C36<=0,E36<=0,H36<=0),0))))","v":0}]
["All figures are per annual rentable square foot. "]

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["As Is Before-Tax Cash Flow T-Bars"]
["This tab automatically calculates figures based on data entered in other tabs."]
[]
[null,null,null,"Final Cash Flow","NSP"]
[null," 2 Year T-BAR"]
[null,"N","$"]
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[]
[]
[null," 3 Year T-BAR"]
[null,"N","$"]
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[]
[]
[null," 4 Year T-BAR"]
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[null,"BTCF Year 1",{"$f":"+'As-Is Before-Tax Cash Flow'!$F$9","v":-1.0050087499825811E-9}]
[null,"BTCF Year 2",{"$f":"+'As-Is Before-Tax Cash Flow'!$G$9","v":-1.0050087499825813E-9},null," "]
[null,"BTCF Year 3",{"$f":"+'As-Is Before-Tax Cash Flow'!$H$9","v":-1.0050087499825811E-9}]
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[]
[]
[null," 5 Year T-BAR"]
[null,"N","$"]
[null," Current Equity",{"$f":"-'As-Is Before-Tax Cash Flow'!$B$29","v":0}]
[null," BTCF Year 1",{"$f":"+'As-Is Before-Tax Cash Flow'!$F$9","v":-1.0050087499825811E-9}]
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[null,"BTCF Year 5 + NSP",{"$f":"SUM(D36,E36)","v":-1.0050087499825811E-9},{"$f":"+'As-Is Before-Tax Cash Flow'!$J$9","v":-1.0050087499825811E-9},{"$f":"+'As-Is Before-Tax Cash Flow'!J17","v":" -"}]

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["As Is Loan Amortization"]
["This tab automatically calculates figures based on data entered in other tabs."]
[]
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["Loan Interest Rate",null,{"$f":"IF('As-Is Owner Goals'!C5<=0,0.00001,+'As-Is Owner Goals'!C5)","v":1.0000000000000001E-5},"Number of Months",{"$f":"+C6*12","v":12000}]
["Loan Amortization Period",null,{"$f":"IF('As-Is Owner Goals'!C7<=0,1000,+'As-Is Owner Goals'!C7)","v":1000},"Rate per Month",{"$f":"IF('As-Is Owner Goals'!C14=\"Monthly\",C5/12,((1+C5/2)^(2/12)-1))","v":8.3333333333333344E-7}]
[]
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["Period","Payment","Principal Payment","Interest Payment",null,"Loan Balance"]
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[null,"Period Total 5",{"$f":"SUM(C62:C73)","v":-9.9505311176387497E-10},{"$f":"SUM(D62:D73)","v":-9.9556382187061527E-12},"Year of Ownership",{"$f":"+A73/12","v":5}]

{"sheet":"Alt BTCF T Bars","index":15,"n_rows":36,"n_cols":7,"rows_kept":36,"cut":false,"hidden":false,"merged":[[0,0,0,4],[4,1,4,2],[11,1,11,2],[47,1,47,2],[19,1,19,2],[28,1,28,2],[37,1,37,2]]}
["Alternative Before-Tax Cash Flow T-Bars"]
["This tab automatically calculates figures based on data entered in other tabs."]
[]
[null,null,null,"Final Cash Flow","NSP"]
[null," 2 Year T-BAR"]
[null,"N","$"]
[null," Current Equity",{"$f":"-'Alt Before-Tax Cash Flow'!$B$29","v":0}]
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[]
[]
[null," 3 Year T-BAR"]
[null,"N","$"]
[null," Current Equity",{"$f":"-'Alt Before-Tax Cash Flow'!$B$29","v":0}]
[null,"BTCF Year 1",{"$f":"+'Alt Before-Tax Cash Flow'!$F$9","v":-1.0050087499825811E-9}]
[null,"BTCF Year 2",{"$f":"+'Alt Before-Tax Cash Flow'!$G$9","v":-1.0050087499825813E-9}]
[null,"BTCF Year 3 + NSP",{"$f":"SUM(D17,E17)","v":-1.0050087499825811E-9},{"$f":"+'Alt Before-Tax Cash Flow'!$H$9","v":-1.0050087499825811E-9},{"$f":"+'Alt Before-Tax Cash Flow'!H17","v":" -"}]
[]
[]
[null," 4 Year T-BAR"]
[null,"N","$"]
[null," Current Equity",{"$f":"-'Alt Before-Tax Cash Flow'!$B$29","v":0}]
[null,"BTCF Year 1",{"$f":"+'Alt Before-Tax Cash Flow'!$F$9","v":-1.0050087499825811E-9}]
[null,"BTCF Year 2",{"$f":"+'Alt Before-Tax Cash Flow'!$G$9","v":-1.0050087499825813E-9},null," "]
[null,"BTCF Year 3",{"$f":"+'Alt Before-Tax Cash Flow'!$H$9","v":-1.0050087499825811E-9}]
[null,"BTCF Year 4 + NSP",{"$f":"SUM(D26,E26)","v":-1.0050087499825811E-9},{"$f":"+'Alt Before-Tax Cash Flow'!$I$9","v":-1.0050087499825811E-9},{"$f":"+'Alt Before-Tax Cash Flow'!I17","v":" -"}]
[]
[]
[null," 5 Year T-BAR"]
[null,"N","$"]
[null," Current Equity",{"$f":"-'Alt Before-Tax Cash Flow'!$B$29","v":0}]
[null," BTCF Year 1",{"$f":"+'Alt Before-Tax Cash Flow'!$F$9","v":-1.0050087499825811E-9}]
[null,"BTCF Year 2",{"$f":"+'Alt Before-Tax Cash Flow'!$G$9","v":-1.0050087499825813E-9}]
[null,"BTCF Year 3",{"$f":"+'Alt Before-Tax Cash Flow'!$H$9","v":-1.0050087499825811E-9}]
[null,"BTCF Year 4",{"$f":"+'Alt Before-Tax Cash Flow'!$I$9","v":-1.0050087499825811E-9}]
[null,"BTCF Year 5 + NSP",{"$f":"SUM(D36,E36)","v":-1.0050087499825811E-9},{"$f":"+'Alt Before-Tax Cash Flow'!$J$9","v":-1.0050087499825811E-9},{"$f":"+'Alt Before-Tax Cash Flow'!J17","v":" -"}]

{"sheet":"Alt Loan Amortization","index":16,"n_rows":74,"n_cols":6,"rows_kept":74,"cut":false,"hidden":false,"merged":[[5,0,5,1],[0,0,0,2],[1,0,1,5],[3,0,3,1],[4,0,4,1]]}
["Alternative Loan Amortization"]
["This tab automatically calculates figures based on data entered in other tabs."]
[]
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["Loan Amortization Period",null,{"$f":"IF('Alt Owner Goals'!C7<=0,1000,+'Alt Owner Goals'!C7)","v":1000},"Rate per Month",{"$f":"IF('Alt Owner Goals'!C14=\"Monthly\",C5/12,((1+C5/2)^(2/12)-1))","v":8.3333333333333344E-7}]
[]
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["Period","Payment","Principal Payment","Interest Payment",null,"Loan Balance"]
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[null,"Period Total 4",{"$f":"SUM(C49:C60)","v":-9.9504316128665579E-10},{"$f":"SUM(D49:D60)","v":-9.9655886959252924E-12},"Year of Ownership",{"$f":"+A60/12","v":4}]
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[{"$f":"+A62+1","v":50},-8.3750729165215093E-11,-8.292078169326165E-11,-8.2994747195344096E-13,null,9.9585404556325396E-7]
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[54,-8.3750729165215093E-11,-8.2921058096212789E-11,-8.2967106900229317E-13,null,9.9552236174554924E-7]
[55,-8.3750729165215093E-11,-8.2921127197094542E-11,-8.296019681205463E-13,null,9.9543944061835624E-7]
[56,-8.3750729165215093E-11,-8.2921196298033874E-11,-8.2953286718121546E-13,null,9.9535651942207669E-7]
[57,-8.3750729165215093E-11,-8.2921265399030799E-11,-8.2946376618430045E-13,null,9.9527359815671017E-7]
[58,-8.3750729165215093E-11,-8.2921334500085278E-11,-8.2939466512980117E-13,null,9.9519067682223486E-7]
[59,-8.3750729165215093E-11,-8.2921403601197362E-11,-8.2932556401771782E-13,null,9.9510775541862854E-7]
[60,-8.3750729165215093E-11,-8.2921472702367039E-11,-8.292564628480501E-13,null,9.9502483394597972E-7]
[null,"Period Total 5",{"$f":"SUM(C62:C73)","v":-9.9505311176387497E-10},{"$f":"SUM(D62:D73)","v":-9.9556382187061527E-12},"Year of Ownership",{"$f":"+A73/12","v":5}]

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["Basic Math and Time Value of Money (TVM) Calculations"]
["Enter data in the yellow cells only. Press BOLD function button to perform TVM calculation."]
["Please note: The Mac OS does not support visual basic macros. Therefore, the buttons on this tab will not function in the Mac environment."]
[]
[]
[]
[null,"N",null,"Interest (I/YR)",null,"Present Value (PV)",null,"Payment (PMT)",null,"Future Value (FV)"]
[]
[]
[]
[null,"P/YR",null,"Beginning or End",null,null,null,"N",null,"$"]
[null,null,null,null,null,null,null,"0 (Present Value)",null,{"$f":"+F8","v":0}]
[null,12,null,"End",null,null,null,"1 (Payment)",null,{"$f":"+H8","v":0}]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,{"$f":"CONCATENATE((ROUND(B8*B13,0)),\"         (FV)\")","v":"0         (FV)"},null,{"$f":"+J8","v":0}]
[]
[]
[]
[null,null,null,"Basic Math Functions"]
[null,null,null,"Add",null,null,"+",null,"=",{"$f":"SUM(F25,H25)","v":0}]
[null,null,null,"Subtract",null,null,"-",null,"=",{"$f":"SUM(F26,-H26)","v":0}]
[null,null,null,"Multiply",null,null,"x",null,"=",{"$f":"+F27*H27","v":0}]
[null,null,null,"Divide",null,null,"÷",null,"=",{"$f":"IF(H28<=0,0,(+F28/H28))","v":0}]
[]
[null,null,null,"Add %",null,null,"+",null,"=",{"$f":"+F30*(1+H30)","v":0}]
[null,null,null,"Subtract %",null,null,"-",null,"=",{"$f":"+F31-(F31*H31)","v":0}]
[null,null,null,"Multiply %",null,null,"x",null,"=",{"$f":"+F32*H32","v":0}]
[null,null,null,"Divide %",null,null,"÷",null,"=",{"$f":"IF(H33<=0,0,(+F33/H33))","v":0}]
[null,null,null,"Change",null,null,"÷",null,"=",{"$f":"IF(F34<=0,0,(H34/F34)-1)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"COMPUTATIONS FOR CALCULATOR - PLEASE - DO NOT ALTER"]
[]
[]
[]
[]
[]
[null,"Note: Computations below continually compute respective result and post above when button is pressed."]
[]
[null,null,null,"End",0]
[null,null,null,"Beg",1]
[]
[]
[null,{"$f":"ROUND(NPER((D8/B13),H8,F8,J8,IF(D13=D63,E63,E64))/B13,2)","v":{"$error":"#DIV/0!"}},null,{"$f":"ROUND((RATE((B8*B13),H8,F8,J8,IF(D13=D63,E63,E64))*B13),4)","v":{"$error":"#NUM!"}},null,{"$f":"ROUND(PV(D8/B13,B8*B13,H8,J8,IF(D13=D63,E63,E64)),2)","v":0},null,{"$f":"ROUND(PMT(D8/B13,B8*B13,F8,J8,IF(D13=D63,E63,E64)),2)","v":{"$error":"#NUM!"}},null,{"$f":"ROUND(FV(D8/B13,B8*B13,H8,F8,IF(D13=D63,E63,E64)),2)","v":0}]
[]
[null,"N",null,"Rate",null,"Present Value",null,"Payment",null,"Future Value"]

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